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Take advantage of today's lower-cost fixed rate mortgages [paid advertising]

Your neighbor and State Farm Insurance agent Dirk Hilkmann may have the answer.

Refinance to a fixed rate mortgage at today's lower rates.

For example, a 15-year fixed conforming loan is currently at an interest rate of 6.125% (6.199% APR). (Interest rates are subject to change until locked in, and vary by loan type and borrower qualifications.)

Enjoy the security of knowing that your monthly payment (principal and interest) will not change for the life of the loan.

Call Dirk today or find out more about State Farm Bank's mortgage programs.

Bike Up for Summer at Richardson Bike Mart

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